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Money Grows on Trees, The Book Launch

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Two weeks ago, a friend of mine asked me if I would be interested to attend a book launch at Fully Booked in Bonifacio Global City (this afternoon) on April 22nd. I asked what the book title is. “Money Grows on Trees,” he quipped. I hesitated with “Umm… we’ll see.” A week later, he came back to me to ask me again. Being my good friend, I agreed. It turned out, I didn’t regret it.

I made my way up through the escalators of Fully Booked until I reached the fourth floor, then up the stairs to the enclosed roof deck where the book launch was going to happen. There was probably seating for a hundred or more in the main hall, with the foyer set up with a food table, selling of the book and a previous edition entitled, “I Wish They Taught Money in School (So I Can Start My Own Business Right Away)”, a Sun Life Insurance booth, and the registration tables. I saw the word “Bloggers” labeled onto a makeshift place card and walked to it. A nice woman asked me to register. My friend, who I hitched a ride with to Fully Booked, introduced me to one of the authors, Sharon Que, who pointed me to another part of the registration area to get my goody-bag – her two books, a notepad and a bookmark.

When the event was midway, I was surprised that the hundred-plus seating capacity was almost filled up. Wow! This is one of the most attended book launches I’ve ever gone to. The daughter of a Filipino magnate was there; even Alice Dixson was there.


Sharon Que and Clarissa de la Paz are co-authors of the 104-page book entitled “Money Grows on Trees.” It’s quite different that each author had half of the book written by one, then flip the book upside down and the other author’s writing begins. Their previous book, “I Wish They Taught Money in School” is 148 pages, longer than their second book. During their presentation, they mentioned it took them 90 days to finish their second book. How prepared they were when they started is something I missed hearing.

Clearly, each one gave their reasons for writing the first and second books. They were advocates of vision boards and showed the audience what each of theirs looked like. “Passive income” and “achieve your dreams” were a few of the phrases mentioned. At those instances, I was attentive (I was busy taking a few photos and sharing them in social media – what a digital nut I am; really!), I heard Sharon say she and other business partners bought a building with only ₱60,000 cash on hand.

I fell in line to have both first and second books autographed by Sharon and Clarissa, with a photo op, of course. Mind you, the snacks they prepared for all the attendees were filling – five or six pieces of one-fourth sandwiches, chips, popcorn and juice. Cool!


Writing both books all boiled down to their advocacy of teaching financial literacy to the public, financial freedom and independency – through their books. They have a website, or Lifestyle Upgrade 101, where their books are sold online. The regular retail price of the second book is ₱400.

“Do I have time to read it?” Aww, c’mon. The average reading speed worldwide is 200 wpm (words per minute) and the average number of words per page of a book is 250. Do the math and you can finish a page in 1-minute and 15-seconds. Reading 104 pages non-stop will take you only 130 minutes or two hours and ten minutes. Fine. Round it up to two-and-a-half hours. That’s even lesser time than watching a Star Wars movie, and you don’t get financial literacy from Jedis and the Dark Force.

“Should I fork out ₱400 of my cash?” Four hundred Pesos is like two Grande Frappuccino drinks at Starbucks. I’m sure you can equate it to other consumable items. It’s not much to invest in a personal finance book, right? Buy one now! I’m pretty sure Fully Booked has the book stocked. National Bookstore appears in their website with a testimonial; so, that’s another place to go.

It’s Sunday tomorrow. So, marathon reading, here I come!

P.S. Congratulations to Sharon Que and Clarissa de la Paz for a job well done, not only with the event but by writing books that educate and inspire Filipinos to become financially free to fulfil theirs and their family’s dreams in life. Keep it up!


Withdraw Using Your GCash and Win a Samsung Tablet This Week 7

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Withdraw Using Your GCash and Win a Samsung Tablet This Week 7

It’s another gift-giving week of the 12 Weeks of Christmas promo of GCash.

The prize for Week 4 was a Bose Soundlink Speaker if you paid your bills using GCash. Then, Week 5’s prize was a Huawei Watch worth about P17,000 on retail, if you used your GCash MasterCard to purchase items in-store. Last Week 6, the prize was a Fitbit Alta Wristband if you funded or cash-in your GCash in any of over 10,000 accredited GCash Partner Outlets nationwide.

This week, withdraw money using your GCash card from any of over 10,000 GCash Partner Outlets nationwide which include Globe Stores, SM Business Centers, Puregold supermarkets, and Tambunting and Cebuana Lhuillier pawnshops, and you may win a Samsung Tablet, this Week 7 of the 12 Weeks of Christmas promo by GCash.

Each cash-out transaction from November 11th up to the 17th entitles you to one (1) raffle entry for this Week 7 raffle of a Samsung Tablet.

It also qualifies you for the grand raffle draw of a brand new Nissan Juke.

As always, using GCash is safe, secure, and hassle-free. You can buy prepaid load, pay bills, send money, make donations, do online shopping, and even purchase goods.

To know more about GCash products and services, visit


Promo Mechanics:

  • Every week leading to Christmas, we will be giving out gifts to our GCash customers as they accomplish certain GCash tasks. To qualify for the November 11 – November 17 promo, a GCash customer must successfully cash-out at their favorite GCash Partner Outlet to earn one (1) raffle entry.  This week’s raffle draw is on November 18.
  • This promo is open to all users of GCash who are currently residing in the Philippines.
  • Only entries accumulated within a given period shall qualify for a specific draw.
  • Winners of the weekly draw can also win in the grand raffle draw and also can join the next weekly raffle draws. Winner should be a transacting subscriber and not a transacting partner.
  • Prizes are not transferable and non-convertible to cash.
  • All GCash employees including their relatives up to the second degree of affinity or consanguinity are disqualified in joining the promo.
  • Winners will be notified through registered mail, FB post, and a call from a GCash representative.
  • Prizes will be delivered to the winners as reflected in their registered address.
  • Final taxes on the cash credit prizes as well as the registration and other related expenses on the vehicle will be shouldered by GCash.
  • Winners can claim the prize until 60 days from the receipt of notification, unclaimed prizes should be forfeited.

DTI-FTEB-SPD Permit No. 15271 Series of 2016

Source: Press release from Globe Telecom

Image from source.


Globe, Cebuana Lhuillier, Mynt Partner to Help Filipinos Gain More Financial Services

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Globe, Cebuana Lhuillier, Mynt Partner to Help Filipinos Gain More Financial Services 1

“Financial inclusion” is the byword that this event presented the members of media, including Miniphilippines. To achieve this, it meant the need for innovative offerings, the value of convergence and the importance of technology.

At the F1 Hotel in Bonifacio Global City, Taguig City, Globe Telecom, Cebuana Lhuillier and Mynt agreed to partner together, and work together, to realize financial inclusion that helps Filipinos gain more access to the many financial services banks offer but are limiting to the average citizen, as well as business-to-business solutions that benefit micro, small and medium enterprises or MSME in the country.

Globe Telecom, Cebuana Lhuillier and Mynt partnership was presented this afternoon by Globe President & CEO Ernest Cu, Cebuana Lhuillier President & CEO Jean Henri Lhuillier, and G-Xchange President Albert Tinio, the latter of which is a subsidiary of Globe’s financial services unit, Mynt. To clarify this article even more, the commonly known micro-service payment affiliated to Globe called GCash will play a major role in this tripartite partnership.

Using Cebuana Lhuillier’s thousands of branches nationwide, GCash customers can now perform both cash-in and cash-out transactions in any of these 1,800 centers. There are solutions being developed that will allow GCash account holders to pay for Fuse loans and receive international remittances.

Both Globe and Cebuana Lhuillier have their own loyalty programs or the use of rewards points to compensate each of their loyal customers. Because of the Globe, Cebuana Lhuillier and Mynt partnership, Filipino patrons can convert these rewards points between loyalty programs.

In addition, also under development are programs like cross-selling of Cebuana Lhuillier’s microinsurance product, development of donation channels for Cebuana Lhuillier’s chosen beneficiaries, real-time posting of Globe Bills, reselling of Globe AMAX, and a mass market postpaid product, to name some.

Globe, Cebuana Lhuillier, Mynt Partner to Help Filipinos Gain More Financial Services 2

Ernest Cu: “The idea is to disrupt the traditional banking system of having to personally go to a bank, fill out forms, fall in line and pay for bills or deposit money. This initiative will create an avenue for the companies to leverage on each other’s strengths and capabilities to create a better financial system for the consumers.”

Jean Henri Lhuillier: “This undertaking is a great opportunity to address the financial concerns of many Filipinos, especially those in unbanked and underbanked communities which is very aligned to what we do as a company. I am glad that Cebuana Lhuillier, together with Globe and Mynt, is taking this big step to revolutionize the way we serve our mutual clients. I am certain that this partnership will positively impact the lives of many individuals.”

Globe Telecom presently has about 65 million mobile subscribers, while Cebuana Lhuillier has over 1,800 branches in the Philippines, and Mynt is a FinTech startup wholly-owned by Globe that offers a range of key financial services. Altogether, these three giants will be able to help Filipinos really gain a lot of conveniences and options when it comes it comes to personal and small business financial services, currently limiting or otherwise.

Sources: Press conference | Press release from Globe’s Corporate Communications Group

Photos by @miniphils | L-R: Ernest Cu, Jean Henri Lhuillier and Albert Tinio


Written by Raffy Pekson II

November 11, 2016 at 3:10 pm

Posted in Banking & Finance, ICT

Tagged with , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Use Your GCash MasterCard This Week and Win a Huawei Watch

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Let’s talk about GCash MasterCard and the Huawei Watch. Last week, we wrote about “Pay Your Bills With GCash and Win a 2016 Nissan Juke Plus More”, with last week’s prize being a Bose SoundLink Speaker. The 2016 Nissan Juke sedan is actually the grand prize, to be raffled off on the 12th week of Christmas.

This week October 28, 2016 up to November 3, 2016, the GCash MasterCard raffle prize will be a Huawei Watch, which retails to $350 or roughly ₱17,000.

All you have to do is use your GCash MasterCard for your in-store and online purchases, like groceries, clothes, devices, books, and so on. For every transaction, you get one (1) raffle entry. The more transactions you make using your GCash Mastercard, the more raffle entries you get, and the higher the chance you get of winning the Huawei Watch.

How To Get a GCash MasterCard for Free

If you do not (yet) (still) have a GCash MasterCard, why? No, just kidding. If you want to get one so you may win any of Week 5-12 prizes, simply go to the “Pay Your Bills With GCash and Win a 2016 Nissan Juke Plus More” link (or copy-paste)

For another of my story about GCash MasterCard, read “The Wonderful World of GCash beep MasterCard”.

Image courtesy of Globe/GCash.

Photo/poster of Huawei Watch from